Buying a new mobile phone can be a significant investment – especially if you're aiming for a newer model like an iPhone or Samsung Galaxy. Fortunately, there are several smart options for those who want to buy a phone now and pay later.

What Does “Mobile Phone on Installments” Mean?

When you buy a mobile phone on installments, it means you split the payment over time – often 12, 24, or 36 months. This makes it easier to get a modern smartphone without having to pay the full price upfront. Many retailers also offer installment plans without interest, which means you won’t pay more than the original price of the phone.

Popular Payment Solutions in Sweden
In Sweden, it’s common to use services like:

Klarna – Perhaps the most popular. You can often find options like “mobile with Klarna” or “iPhone Klarna pay later” in online stores. Klarna offers flexible installment plans and sometimes interest-free periods.

Qliro, Svea & others – Other providers that work with Swedish online retailers and allow you to shop now and pay later.

Where Can You Buy a Phone on Installments?
Here are some common options:

  • Mobile carriers – Providers like Tele2, Telia, and Telenor often offer phones on installment plans together with a subscription.

  • Electronics chains – For example, Elgiganten and NetOnNet offer installment options, sometimes interest-free during promotions.

  • Online retailers with Klarna – Many e-commerce shops allow you to buy now and pay later through Klarna checkout.

Tips for Getting a Cheap iPhone on Installments

  • Keep an eye out for promotions and deals. A cheap iPhone on installments is often possible during sales like Black Friday or post-Christmas sales.

  • Choose an older model (e.g., iPhone 13 instead of 15) – the price is usually significantly lower, while the features are still sufficient for most users.

  • Always check the total cost, especially if interest or fees are added.

Summary
Buying a phone on installments is a convenient way to access new technology without emptying your wallet at once. With services like Klarna, interest-free financing, and smart buying choices, you can easily find a solution that suits your budget.

Whether you’re looking for a cheap iPhone on installments, a new Samsung, or simply want to buy a phone now and pay later – there are many options available in Sweden today.